The standard rates for Joist Payments are 2.9% and 30 cents for credit cards, and 1.5% up to a maximum of $15 for e-checks.
If you use a Joist Payments card reader, the rate per transaction is 2.75% and 30 cents. Virtual terminal entry is 3.75%. Please note: we are no longer taking card reader orders at this time. If you already own a Joist card reader it will continue to operate as normal.