Absolutely. During the signup process for payments, you'll be asked which type of business you operate as. The three options are:
Individual: This would be anyone operating as a trade contractor without an EIN, filing taxes under their SSN.
Sole Proprietor: A trade contractor who has received an EIN from the IRS but is not registered as an LLC.
Incorporated Business: A trade contractor whose business is registered as an LLC and would also have an EIN.
If you do not have an EIN, simply choose Individual during the payments account signup process and you will not be asked to provide an EIN.
If you believe you have completed the signup process under the wrong business type and need this changed, just reach out to us at firstname.lastname@example.org and we'll be happy to help get this sorted for you.