PayPal’s US domestic rate for commercial transactions for PayPal Digital Payments (PayPal, PayPal Credit*, Venmo, and Pay Later) is 3.49% +$0.49 for transactions through Joist.
When your client pays you, the transaction fee is automatically subtracted from the amount you'll receive so there is no action needed on your part, no bill to pay at the end of the month.
With just one tap in Joist, you can also cover the fees: Cover the transaction fee with Joist Payments
If a payment transaction does not complete, no fee is charged.
If you issue a refund, the transaction fee is not returned to you. For more on refunds, check out: Can I issue a refund if my client paid through Joist Payments with PayPal?
*Subject to Consumer Credit approval