Introducing Mobile Check Deposit through Joist Payments with Stripe.

Mobile Check Deposits allows you to digitally capture and deposit paper checks in the Joist mobile app, eliminating trips to the bank and the delays associated with manual check processing.

Availability of Mobile Check Deposit with Stripe (as of June 4, 2026):

Mobile Check Deposit is rolling out currently with limited availability for iOS and Android. We will update this article again as availability changes.
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​Please see the requirements listed in the iOS and Android sections of this article, respectively.

Here's how you can use the Mobile Check Deposit feature in Joist. Use the links to jump to instructions for:

To use this feature on iOS, you must be a U.S. user and already be onboarded to Joist Payments with Stripe. Users who are currently set up with PayPal cannot access this feature yet.

Step 1: Tap the Payments button at the top of the page while viewing an invoice.

Step 2: Tap Deposit Check.

Step 3: If it’s your first time using this feature, you will need to accept the Terms and Conditions to proceed to the next step.

Step 4: Enter the check amount in the Amount section.

Optional: You can also add a description for the check at this step.

Step 5: Upload pictures of the front and back of the check.

For the Front of check section, Tap Add photo.

You’ll have 2 options to add a photo:

Once you take the photo of the front of your check or choose it from your library, you will see the photo uploaded in the Front of check section.

For the Back of check section, Tap Add photo and follow the same steps above.

Once you take the photo of the back of your check or choose it from your library, you will see the photo uploaded in the Back of check section.

Step 6: Tap Submit check.

This will start the uploading process for the check. This can take up to 30 seconds for the check to upload, and you will need to stay on the same screen until you see the confirmation message that the check has been successfully submitted.

Step 7: Tap Done, and it will take you to the invoice page.

Additionally, you have the option to tap on View Transaction instead, which will take you to the invoice payments summary.

You can also view the payments summary of an invoice at any time by tapping on the payments button at the top of your invoice screen.

Mobile Check Deposit is currently available for all eligible U.S. users on Android who are onboarded to Joist Payments with Stripe. If you are on Android and currently onboarded with Joist Payments with PayPal, you will first be prompted to sign up for Joist Payments with Stripe.

Step 1: On your invoice page, tap the Green Circle button in the bottom-right corner, then tap Payments.

Step 2: Tap Deposit Check.

Step 3: If it’s your first time using this feature, you will need to accept the Terms and Conditions to proceed to the next step.

If you’re not registered for Joist Payments with Stripe, you will be prompted to sign up for Stripe first before proceeding to the next steps.

Step 4: Enter the check amount in the Amount section.

Optional: You can also add a description for the check at this step.

Step 5: Upload pictures of the front and back of the check.

For the Front of check section, Tap Add photo.

You’ll have 2 options to add a photo:

Once you take the photo of the front of your check or choose it from your library, you will see the photo uploaded in the Front of check section.

For the Back of check section, Tap Add photo and follow the same steps above.

Once you take the photo of the back of your check or choose it from your library, you will see the photo uploaded in the Back of check section.

Step 6: Tap Submit check.

This will start the uploading process for the check. This can take up to 30 seconds for the check to upload, and you will need to stay on the same screen until you see the confirmation message that the check has been successfully submitted.

Step 7: Tap Done, and it will take you to the invoice page.

Additionally, you have the option to tap on View Transaction instead, which will take you to the invoice payments summary.

You can also view the payments summary of an invoice at any time by tapping on the Green Circle button in the bottom-right corner of the invoice, then tapping Payments.

Mobile Check Deposits are currently only available on iOS and Android devices.

However, on a computer or laptop, you can view the status of any checks deposited through your mobile device by clicking the Payments tab on the specific invoice.

When taking the photos of the check:

After submitting the check online:

Once submitted, your check can result in 3 different statuses:

Note: Push notifications for check status are currently available for Pro and Elite members on Android only.

See a full list of fees, including the fee for Mobile Check Deposits here: What's the Transaction Fee for Joist Payments with Stripe?

While there is a small fee for Mobile Check Deposit, you gain the convenience of depositing a check as soon as you receive it from a client. This helps to stay organized, get paid faster, and save trips to the bank.

To cover the additional cost of Mobile Check Deposit, you can:

It can take up to 5 business days for the check to clear and for funds to appear in your connected bank account.

Refunds are not supported for Mobile Check Deposits at this time. To return funds to your client, please use an alternative refund method.

The minimum amount allowed in a single check deposit is $0.50 USD.

The maximum amount allowed in a single check deposit is $20,000 USD.